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		<title><![CDATA[Site Map | Desoto Home Mortgage Southaven, Mississippi]]></title>
		<link>http://www.hmcteam.com/sitemap.xml</link>
		<description><![CDATA[Brad  Walker from Desoto Home Mortgage]]></description>
		<language>en-us</language>
		<copyright><![CDATA[Copyright (c) 2026 Desoto Home Mortgage All Rights Reserved.]]></copyright>
		<lastBuildDate>Fri, 03 Apr 2026 20:30:10 +0000</lastBuildDate>
		<ttl>3600</ttl>
		<item>
			<title><![CDATA[ Home ]]></title>
			<link>http://www.hmcteam.com/index.htm</link>
			<guid>http://www.hmcteam.com/index.htm</guid>
			<pubDate>Thu, 14 Sep 2023 12:16:10 +0000</pubDate>
			<description><![CDATA[ Welcome to Desoto Home Mortgage
Top-Rated&amp;nbsp;Mississippi &amp; Tennessee Mortgage Company
The Desoto Home Mortgage team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all&amp;nbsp;Mississippi &amp... ]]></description>
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		<item>
			<title><![CDATA[ Weekly Tips Template Page ]]></title>
			<link>http://www.hmcteam.com/weekly-tips-template.htm</link>
			<guid>http://www.hmcteam.com/weekly-tips-template.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:08 +0000</pubDate>
			<description><![CDATA[  




&amp;nbsp;

Brad 's Weekly TipClick on the video below to hear 

Brad 's tip&amp;nbsp;



Send Us An Email:info@desotohome.com

Call Us Today!662-890-3000

&amp;nbsp;
&amp;nbsp;
&amp;nbsp;









Get My Weekly Tips!


Just ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Contact Us ]]></title>
			<link>http://www.hmcteam.com/contact.htm</link>
			<guid>http://www.hmcteam.com/contact.htm</guid>
			<pubDate>Tue, 31 Jan 2023 22:03:22 +0000</pubDate>
			<description><![CDATA[ Ask Your Question
Is there a mortgage topic that you don&amp;rsquo;t see covered on my website? Would you like more information about a certain mortgage product or service that I provide?
I know that every scenario isn&amp;rsquo;t covered on my web... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Map & Directions ]]></title>
			<link>http://www.hmcteam.com/map.htm</link>
			<guid>http://www.hmcteam.com/map.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:08 +0000</pubDate>
			<description><![CDATA[ Map &amp;amp; Directions
The map below points to our office location.





 
// Create a map object
var map = new YMap(document.getElementById('mapContainer')); 
// Display the map centered on given address 
map.drawZoomAndCenter(&quot;608... ]]></description>
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		<item>
			<title><![CDATA[ Privacy Policy ]]></title>
			<link>http://www.hmcteam.com/privacy.htm</link>
			<guid>http://www.hmcteam.com/privacy.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:08 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ State License Information ]]></title>
			<link>http://www.hmcteam.com/state-license.htm</link>
			<guid>http://www.hmcteam.com/state-license.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ State License Information
Here is our state license information:
State of MississippiNMLS# 1789379State of TennesseeNMLS# 1789379... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Mortgage Calculators ]]></title>
			<link>http://www.hmcteam.com/mortgage-calculators.htm</link>
			<guid>http://www.hmcteam.com/mortgage-calculators.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Mortgage Calculators
Monthly Mortgage PaymentThis calculator will compute your Total Monthly Mortgage Payment. Your monthly payment will include principal and interest and an escrow account for property taxes and homeowners insurance. This is also k... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Tell Us What You Think ]]></title>
			<link>http://www.hmcteam.com/tellus.htm</link>
			<guid>http://www.hmcteam.com/tellus.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Tell Us What You Think
It was a true pleasure to assist you. Our business is built on the referrals we receive from satisfied clients. Please take a few minutes to fill out the form below and leave us your feedback. It only takes a few quick and eas... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Amortization Calculator ]]></title>
			<link>http://www.hmcteam.com/loan-amortization-calculator.htm</link>
			<guid>http://www.hmcteam.com/loan-amortization-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Mortgage Amortization Calculator

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Qualification Calculator ]]></title>
			<link>http://www.hmcteam.com/loan-qualify-calculator.htm</link>
			<guid>http://www.hmcteam.com/loan-qualify-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ What Size Loan Can I Qualify For?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Interest vs Principal Calculator ]]></title>
			<link>http://www.hmcteam.com/interest-principal-calculator.htm</link>
			<guid>http://www.hmcteam.com/interest-principal-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ How Much Of My Payment Is Interest vs Principal?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obl... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Buy vs Rent Calculator ]]></title>
			<link>http://www.hmcteam.com/buy-rent-calculator.htm</link>
			<guid>http://www.hmcteam.com/buy-rent-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Buying vs Renting Comparison

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Onlin... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Early Payoff Calculator ]]></title>
			<link>http://www.hmcteam.com/early-payoff-calculator.htm</link>
			<guid>http://www.hmcteam.com/early-payoff-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ How To Pay Off My Mortgage Early

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Calculator ]]></title>
			<link>http://www.hmcteam.com/refinance-calculator.htm</link>
			<guid>http://www.hmcteam.com/refinance-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Should I Refinance?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Ap... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Monthly Mortgage Payment Calculator ]]></title>
			<link>http://www.hmcteam.com/monthly-payment-calculator.htm</link>
			<guid>http://www.hmcteam.com/monthly-payment-calculator.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Monthly Mortgage Payment

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Lo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 3 Quick Tips For Repairing Your Credit Report ]]></title>
			<link>http://www.hmcteam.com/3creditrepairtips.htm</link>
			<guid>http://www.hmcteam.com/3creditrepairtips.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage ]]></title>
			<link>http://www.hmcteam.com/mortgage-terms.htm</link>
			<guid>http://www.hmcteam.com/mortgage-terms.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage
Dear Friend,
The following is a comprehensive list of mortgage terms that may be used during&amp;nbsp;the loan process.&amp;nbsp;By familiarizing yourself with these terms, you will be able ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement ]]></title>
			<link>http://www.hmcteam.com/closing-cost.htm</link>
			<guid>http://www.hmcteam.com/closing-cost.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement
Dear Friend,
All lenders and brokers are required to provide you with a Good Faith Estimate detailing the services you may be required to get and pay for in c... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit ]]></title>
			<link>http://www.hmcteam.com/own-a-home.htm</link>
			<guid>http://www.hmcteam.com/own-a-home.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit
Dear Friend,
The enclosed special report will show you how you can own a home with VERY LITTLE MONEY DOWN and get LOW INTEREST RATES even if you have had a ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier ]]></title>
			<link>http://www.hmcteam.com/better-credit-record.htm</link>
			<guid>http://www.hmcteam.com/better-credit-record.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application ]]></title>
			<link>http://www.hmcteam.com/mortgage-checklist.htm</link>
			<guid>http://www.hmcteam.com/mortgage-checklist.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application
Dear Friend,
The following list of items has been compiled for your convenience.&amp;nbsp;You will need to bring this information to&amp;nbsp;your mortgage application in order to exp... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own ]]></title>
			<link>http://www.hmcteam.com/stop-renting.htm</link>
			<guid>http://www.hmcteam.com/stop-renting.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own
Dear Friend,
This free report will show you the tax benefits of owning your own home as well as:

How to get pre-approved and find the right program to suit your needs.
The end of this repor... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know ]]></title>
			<link>http://www.hmcteam.com/lower-insurance.htm</link>
			<guid>http://www.hmcteam.com/lower-insurance.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 9 Things You Should NOT Do When Applying For A Home Loan ]]></title>
			<link>http://www.hmcteam.com/nine-things.htm</link>
			<guid>http://www.hmcteam.com/nine-things.htm</guid>
			<pubDate>Mon, 09 May 2016 15:40:26 +0000</pubDate>
			<description><![CDATA[ 9 Things You Should NOT Do When Applying For A Home Loan
Dear Friend,
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with t... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Money & Time Saving Tips For A Successful Move ]]></title>
			<link>http://www.hmcteam.com/moving-tips.htm</link>
			<guid>http://www.hmcteam.com/moving-tips.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Money &amp;amp; Time Saving Tips For A Successful Move
Dear Friend,
This brochure has been developed by the U.S. Department of Transportation (USDOT), Federal Motor Carrier Safety Administration (FMCSA) to assist you in a successful move across sta... ]]></description>
		</item>
		<item>
			<title><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage ]]></title>
			<link>http://www.hmcteam.com/mortgage-faq.htm</link>
			<guid>http://www.hmcteam.com/mortgage-faq.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage
Dear Friend,
The following report answers the top mortgage questions you must ask before you apply for a mortgage.
You may want to print this report for future reference.
PART I. ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Client Reviews ]]></title>
			<link>http://www.hmcteam.com/client-reviews.htm</link>
			<guid>http://www.hmcteam.com/client-reviews.htm</guid>
			<pubDate>Mon, 02 Jan 2023 00:08:06 +0000</pubDate>
			<description><![CDATA[ 
... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Credit Repair Information ]]></title>
			<link>http://www.hmcteam.com/credit-repair.htm</link>
			<guid>http://www.hmcteam.com/credit-repair.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Video - Credit Repair Basics ]]></title>
			<link>http://www.hmcteam.com/credit-vid-basics.htm</link>
			<guid>http://www.hmcteam.com/credit-vid-basics.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:09 +0000</pubDate>
			<description><![CDATA[ Is Your Credit Score Really Important?Click The Play Arrow Below ToWatch The Video And Find Out The Truth!
.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container i... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Reverse Mortgage Ecourse ]]></title>
			<link>http://www.hmcteam.com/reverse-mortgage-ecourse.htm</link>
			<guid>http://www.hmcteam.com/reverse-mortgage-ecourse.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:10 +0000</pubDate>
			<description><![CDATA[ Thank You For RequestingOur Reverse Mortgage InformationDear Friend,The first report is an Introduction to Reverse Mortgages.We will deliver additional reports &amp;amp; tips by email so please make sure you entered a valid email address so we can se... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Weekly Video Tips Template 2 ]]></title>
			<link>http://www.hmcteam.com/weekly-tips-template2.htm</link>
			<guid>http://www.hmcteam.com/weekly-tips-template2.htm</guid>
			<pubDate>Wed, 19 Nov 2014 15:52:11 +0000</pubDate>
			<description><![CDATA[    
  
    
      
        
          &amp;nbsp;
           
            
        
      
    
  
  
    
    
      Brad 's Weekly TipClick on the video below to hear 

Brad 's tip
        Video Goes Here (No More Than 450 px wide)Call Us Today at 6... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Find Us - Desoto Home Mortgage ]]></title>
			<link>http://www.hmcteam.com/find-us.htm</link>
			<guid>http://www.hmcteam.com/find-us.htm</guid>
			<pubDate>Wed, 20 May 2015 02:54:58 +0000</pubDate>
			<description><![CDATA[ Our Location
... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Now Hiring ]]></title>
			<link>http://www.hmcteam.com/NowHiring.htm</link>
			<guid>http://www.hmcteam.com/NowHiring.htm</guid>
			<pubDate>Fri, 10 Jul 2015 11:38:00 +0000</pubDate>
			<description><![CDATA[ 



Our company is growing, andwe are adding to our team!&amp;nbsp;
We are looking for a full time Mortgage Loan Originator &amp;amp; Mortgage Loan Processor to work in our Desoto Home Mortgage office from 8 a.m. to 5 p.m. Monday thru Friday.

Mortga... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Germantown TN - Home Page ]]></title>
			<link>http://www.hmcteam.com/germantown-tn-mortgage.htm</link>
			<guid>http://www.hmcteam.com/germantown-tn-mortgage.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:01:01 +0000</pubDate>
			<description><![CDATA[   Send A Text Message Here


About Us


Testimonials


Find Us



Germantown, TN Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutGermantown, TN Real Estate &amp;amp; Mortga... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Collierville TN  - Home Page ]]></title>
			<link>http://www.hmcteam.com/collierville-tn-mortgage.htm</link>
			<guid>http://www.hmcteam.com/collierville-tn-mortgage.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:11:19 +0000</pubDate>
			<description><![CDATA[   Send A Text Message Here


About Us


Testimonials


Find Us



Collierville, TN Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutCollierville, TN Real Estate &amp;amp; Mo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Oxford MS - Home Page ]]></title>
			<link>http://www.hmcteam.com/oxford-ms-mortgage.htm</link>
			<guid>http://www.hmcteam.com/oxford-ms-mortgage.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:06:22 +0000</pubDate>
			<description><![CDATA[   Send A Text Message Here


About Us


Testimonials


Find Us



Oxford, MS Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutOxford, MS Real Estate &amp;amp; Mortgage Finan... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Olive Branch MS - Home Page ]]></title>
			<link>http://www.hmcteam.com/olive-branch-ms-mortgage.htm</link>
			<guid>http://www.hmcteam.com/olive-branch-ms-mortgage.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:09:10 +0000</pubDate>
			<description><![CDATA[   Send A Text Message Here


About Us


Testimonials


Find Us



Olive Branch, MS Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutOlive Branch, MS Real Estate &amp;amp; Mo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Hernando MS - Home Page ]]></title>
			<link>http://www.hmcteam.com/hernando-ms-mortgage.htm</link>
			<guid>http://www.hmcteam.com/hernando-ms-mortgage.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:14:08 +0000</pubDate>
			<description><![CDATA[   Send A Text Message Here


About Us


Testimonials


Find Us



Hernando, MS Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutHernando, MS Real Estate &amp;amp; Mortgage F... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Town Heroes - Brad ]]></title>
			<link>http://www.hmcteam.com/heroes.htm</link>
			<guid>http://www.hmcteam.com/heroes.htm</guid>
			<pubDate>Fri, 17 Jun 2016 15:37:12 +0000</pubDate>
			<description><![CDATA[ 


 

THE LOCAL HEROES PROGRAM
Closing cost credit for firefighters, emergency medical technicians, military and veterans, law enforcement, teachers, church employees and healthcare workers when buying or refinancing a home.

HEROES START HERE




Ou... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Town Heroes - Juan Owens ]]></title>
			<link>http://www.hmcteam.com/heroes_jo.htm</link>
			<guid>http://www.hmcteam.com/heroes_jo.htm</guid>
			<pubDate>Fri, 17 Jun 2016 15:43:12 +0000</pubDate>
			<description><![CDATA[ 


 

THE LOCAL HEROES PROGRAM
Closing cost credit for firefighters, emergency medical technicians, military and veterans, law enforcement, teachers, church employees and healthcare workers when buying or refinancing a home.

HEROES START HERE




Ou... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Items Needed Checklist ]]></title>
			<link>http://www.hmcteam.com/items-needed.htm</link>
			<guid>http://www.hmcteam.com/items-needed.htm</guid>
			<pubDate>Tue, 07 Feb 2017 16:55:12 +0000</pubDate>
			<description><![CDATA[ Checklist of Documents Needed
**We know this information can come off overwhelming, but we are here to help! We are just a phone call or email away. Our goal as a team is to make this process enjoyable and as smooth as possible for all parties involv... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Learn More ]]></title>
			<link>http://www.hmcteam.com/learn-more.htm</link>
			<guid>http://www.hmcteam.com/learn-more.htm</guid>
			<pubDate>Thu, 16 Feb 2017 21:45:04 +0000</pubDate>
			<description><![CDATA[ .embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container iframe, .embed-container object, .embed-container embed { position: absolute; top: 0; left: 0; width: 100%; ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Staff ]]></title>
			<link>http://www.hmcteam.com/staff.htm</link>
			<guid>http://www.hmcteam.com/staff.htm</guid>
			<pubDate>Thu, 22 Jun 2023 11:04:53 +0000</pubDate>
			<description><![CDATA[ 
About Us
Desoto Home Mortgage &amp;ndash; Brad Walker is a local mortgage lender that offers residential home financing in Mississippi and Tennessee. We work with top investors in the country to provide the best loan programs and rates. Whether a ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Brad Walker ]]></title>
			<link>http://www.hmcteam.com/staff_bwalker.htm</link>
			<guid>http://www.hmcteam.com/staff_bwalker.htm</guid>
			<pubDate>Mon, 10 Jun 2019 11:47:00 +0000</pubDate>
			<description><![CDATA[ 


Contact Information


Emailbrad@desotohome.com
Phone662.890.3000
Fax662.890.3001
Address5740 Getwell RoadBuilding 10, Suite D
CitySouthaven
StateMississippi
Zip38672



BRAD WALKER
President/Mortgage Loan Originator NMLS# 131541
... ]]></description>
		</item>
		<item>
			<title><![CDATA[ When (And When Not) to Refinance Your Mortgage ]]></title>
			<link>http://www.hmcteam.com/WhenToRefinanceYourMortgage.htm</link>
			<guid>http://www.hmcteam.com/WhenToRefinanceYourMortgage.htm</guid>
			<pubDate>Tue, 04 Feb 2020 14:12:32 +0000</pubDate>
			<description><![CDATA[ 


What is Refinancing? Should you Refi?
Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends on whether you are looking to simply reduce your monthly payment or if you are hoping to save m... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Conventional VS FHA Loan ]]></title>
			<link>http://www.hmcteam.com/ConventionalvsFHAloan.htm</link>
			<guid>http://www.hmcteam.com/ConventionalvsFHAloan.htm</guid>
			<pubDate>Thu, 30 Jan 2020 06:56:59 +0000</pubDate>
			<description><![CDATA[ 


What is the difference between Conventional and FHA Home Loans?
How are&amp;nbsp;Conventional and FHA Home Loans different? In short, a Conventional Home Loan is not insured by the government but how does that affect you the borrower?&amp;nbsp... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA Loans ]]></title>
			<link>http://www.hmcteam.com/VAHomeLoans.htm</link>
			<guid>http://www.hmcteam.com/VAHomeLoans.htm</guid>
			<pubDate>Thu, 09 Jan 2020 17:34:54 +0000</pubDate>
			<description><![CDATA[ VA Home Loans - 100% Financing
The VA&amp;nbsp;Loan&amp;nbsp;is a mortgage&amp;nbsp;loan&amp;nbsp;issued by approved lenders and guaranteed&amp;nbsp;by the U.S. Department of&amp;nbsp;Veterans&amp;nbsp;Affairs (VA). The United States created the pro... ]]></description>
		</item>
		<item>
			<title><![CDATA[ USDA Home Loans ]]></title>
			<link>http://www.hmcteam.com/USDA.htm</link>
			<guid>http://www.hmcteam.com/USDA.htm</guid>
			<pubDate>Mon, 10 May 2021 12:48:44 +0000</pubDate>
			<description><![CDATA[ 





What is the USDA Home Loan Program?
The USDA Guarantee loan is a 100%&amp;nbsp;financing&amp;nbsp;mortgage&amp;nbsp;for moderate-to-low-income homebuyers in eligible rural&amp;nbsp;and suburban areas.
USDA Home Loan Benefits

Zero&amp... ]]></description>
		</item>
		<item>
			<title><![CDATA[ What Every First-Time Home Buyer Should Know ]]></title>
			<link>http://www.hmcteam.com/WhatEveryFirstTimeHomeBuyerShouldKnow.htm</link>
			<guid>http://www.hmcteam.com/WhatEveryFirstTimeHomeBuyerShouldKnow.htm</guid>
			<pubDate>Wed, 29 Jan 2020 16:24:12 +0000</pubDate>
			<description><![CDATA[ 


What Every First-Time Home Buyer Should Know



Buying a home can be overwhelming especially for first-time homebuyers but having an experienced Mortgage Loan Officer and Realtor can help the process go smoother.&amp;nbsp;
When should you ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Basic Steps to Purchasing a Home ]]></title>
			<link>http://www.hmcteam.com/BasicStepstoPurchasingaHome.htm</link>
			<guid>http://www.hmcteam.com/BasicStepstoPurchasingaHome.htm</guid>
			<pubDate>Tue, 04 Feb 2020 14:21:20 +0000</pubDate>
			<description><![CDATA[ 



Basic Steps to Purchasing a Home
It doesn't matter if you are a first-time homebuyer or a repeat home buyer the process of purchasing a home is a financial and emotional decision that will go more smoothly with a team of reliable professiona... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Shop Local ]]></title>
			<link>http://www.hmcteam.com/shoplocal.htm</link>
			<guid>http://www.hmcteam.com/shoplocal.htm</guid>
			<pubDate>Sat, 19 Jan 2019 17:33:13 +0000</pubDate>
			<description><![CDATA[ #ShopLocal -&amp;nbsp;Why Shop Local?&amp;nbsp;Shopping local is special to us because we are locally owned and operated. The big box companies are convenient&amp;nbsp;but local businesses deliver more for your money.&amp;nbsp;Benefits of shopping lo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Copy of Home ]]></title>
			<link>http://www.hmcteam.com/index_5bebdd75e4beb.htm</link>
			<guid>http://www.hmcteam.com/index_5bebdd75e4beb.htm</guid>
			<pubDate>Wed, 14 Nov 2018 03:31:49 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Loans Made Simple ]]></title>
			<link>http://www.hmcteam.com/home_loans.htm</link>
			<guid>http://www.hmcteam.com/home_loans.htm</guid>
			<pubDate>Tue, 20 Nov 2018 12:03:34 +0000</pubDate>
			<description><![CDATA[ Home Loans Made Simple
First time homebuyer? You&amp;rsquo;ve come to the right place!Looking at real estate fliers and touring homes is easy. Applying for a home loan and figuring out how to pay for a house &amp;ndash; well, that can get complicate... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Your Mortgage ]]></title>
			<link>http://www.hmcteam.com/refinance_mortgage.htm</link>
			<guid>http://www.hmcteam.com/refinance_mortgage.htm</guid>
			<pubDate>Tue, 20 Nov 2018 11:58:12 +0000</pubDate>
			<description><![CDATA[ Refinance Your Mortgage in Mississippi
When interest rates drop or when the equity in your home increases, refinancing your mortgage may become something to consider. Below is a quick guide for home owners interested in lowering their mortgage payme... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Coffee Central  ]]></title>
			<link>http://www.hmcteam.com/CoffeeCentral.htm</link>
			<guid>http://www.hmcteam.com/CoffeeCentral.htm</guid>
			<pubDate>Sat, 19 Jan 2019 17:44:45 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 3 Percent Down Conventional Loan ]]></title>
			<link>http://www.hmcteam.com/3percentdownloan.htm</link>
			<guid>http://www.hmcteam.com/3percentdownloan.htm</guid>
			<pubDate>Sat, 16 Feb 2019 14:59:30 +0000</pubDate>
			<description><![CDATA[ 



READY. SET. HOME. MOVE IN WITH 3% DOWN.
Don't have a big down payment?&amp;nbsp;FHA's not your only option. Get a Conventional 3% down loan.









&amp;bull; Down payment as low as 3%,&amp;nbsp;even for &amp;nbsp; &amp;nbsp;firs... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Buy vs. Rent ]]></title>
			<link>http://www.hmcteam.com/buyvsrent.htm</link>
			<guid>http://www.hmcteam.com/buyvsrent.htm</guid>
			<pubDate>Thu, 21 Mar 2019 20:05:15 +0000</pubDate>
			<description><![CDATA[ 










Buy vs. Rent: Become a homeowner for what you are paying in rent.Fill out the form to learn more about our mortgage loan programs.











First Name: *



Last Name: *



Email: *



Phone: *


















		
			$('#form_53978... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Your Mortgage ]]></title>
			<link>http://www.hmcteam.com/Refinance_Your_Mortgage.htm</link>
			<guid>http://www.hmcteam.com/Refinance_Your_Mortgage.htm</guid>
			<pubDate>Tue, 04 Feb 2020 14:11:31 +0000</pubDate>
			<description><![CDATA[ 


What is Refinancing? Should you Refi?

Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends on whether you are looking to simply reduce your monthly payment or if you are hoping to save... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Rates are Low_REFI Your Mortgage ]]></title>
			<link>http://www.hmcteam.com/Rates_Are_Low.htm</link>
			<guid>http://www.hmcteam.com/Rates_Are_Low.htm</guid>
			<pubDate>Mon, 26 Aug 2019 12:24:40 +0000</pubDate>
			<description><![CDATA[ 


Rates are LOW! Now is a Great Time to Refinance Your Mortgage!!Reasons Why You Should Refinance:
&amp;nbsp;Lower Your Monthly Payment&amp;nbsp;Pay off your Mortgage Faster&amp;nbsp;Earn Cash from your Home &amp;nbsp; &amp;nbsp; &amp;nbsp; Cons... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Copy of Refinance Your Mortgage ]]></title>
			<link>http://www.hmcteam.com/Refinance_Your_Mortgage_5d6597e34a8ec.htm</link>
			<guid>http://www.hmcteam.com/Refinance_Your_Mortgage_5d6597e34a8ec.htm</guid>
			<pubDate>Tue, 27 Aug 2019 16:51:47 +0000</pubDate>
			<description><![CDATA[ 


Reasons Why You Should Refinance:
&amp;nbsp;Lower Your Monthly Payment&amp;nbsp;Pay off your Mortgage Faster&amp;nbsp;Earn Cash from your Home &amp;nbsp; &amp;nbsp; &amp;nbsp; Consolidate Debt
&amp;nbsp;Refinance from an &amp;nbsp; &amp;nbsp;... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Funnel ]]></title>
			<link>http://www.hmcteam.com/Refinance.htm</link>
			<guid>http://www.hmcteam.com/Refinance.htm</guid>
			<pubDate>Mon, 01 Mar 2021 13:47:42 +0000</pubDate>
			<description><![CDATA[ // =0; i--){ //search backwards within nodelist for matching elements to remove
            if (allsuspects[i] &amp;&amp; allsuspects[i].getAttribute(targetattr)!=null &amp;&amp; allsuspects[i].getAttribute(targetattr).indexOf(filename)!=-1)
      ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Funnel - Thanks ]]></title>
			<link>http://www.hmcteam.com/refinance_thanks.htm</link>
			<guid>http://www.hmcteam.com/refinance_thanks.htm</guid>
			<pubDate>Mon, 02 Sep 2019 16:45:28 +0000</pubDate>
			<description><![CDATA[ // =0; i--){ //search backwards within nodelist for matching elements to remove
            if (allsuspects[i] &amp;&amp; allsuspects[i].getAttribute(targetattr)!=null &amp;&amp; allsuspects[i].getAttribute(targetattr).indexOf(filename)!=-1)
      ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Lower-Payment-Refi ]]></title>
			<link>http://www.hmcteam.com/lower-monthly-payment.htm</link>
			<guid>http://www.hmcteam.com/lower-monthly-payment.htm</guid>
			<pubDate>Wed, 13 Nov 2019 12:01:24 +0000</pubDate>
			<description><![CDATA[ // =0; i--){ //search backwards within nodelist for matching elements to remove
            if (allsuspects[i] &amp;&amp; allsuspects[i].getAttribute(targetattr)!=null &amp;&amp; allsuspects[i].getAttribute(targetattr).indexOf(filename)!=-1)
      ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Customer Complaint Policy ]]></title>
			<link>http://www.hmcteam.com/complaints.htm</link>
			<guid>http://www.hmcteam.com/complaints.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:51:47 +0000</pubDate>
			<description><![CDATA[ Complaints
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is &amp;ndash; immediately and to take remedial actions s... ]]></description>
		</item>
		<item>
			<title><![CDATA[ ADA Accessibility Statement ]]></title>
			<link>http://www.hmcteam.com/accessibility.htm</link>
			<guid>http://www.hmcteam.com/accessibility.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:51:56 +0000</pubDate>
			<description><![CDATA[ Accessibility Statement
 Updated: December 16th, 2019. 
General
desotohome.com strives to ensure that its services are accessible to people with disabilities. desotohome.com has invested a significant amount of resources to help ensure that its we... ]]></description>
		</item>
		<item>
			<title><![CDATA[ TCPA Consent Disclosure ]]></title>
			<link>http://www.hmcteam.com/tcpa-consent.htm</link>
			<guid>http://www.hmcteam.com/tcpa-consent.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:52:04 +0000</pubDate>
			<description><![CDATA[ TCPA Consent Disclosure

Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Government Disclosures ]]></title>
			<link>http://www.hmcteam.com/government-disclosures.htm</link>
			<guid>http://www.hmcteam.com/government-disclosures.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:52:14 +0000</pubDate>
			<description><![CDATA[ Government Disclosures
These materials were not approved by any government agency. They are independent of any government agency. The materials on our site are not from HUD, FHA, the USDA, or the VA.&amp;nbsp; We are not in any way affiliated with a... ]]></description>
		</item>
		<item>
			<title><![CDATA[ VA REFI EMAIL FORM ]]></title>
			<link>http://www.hmcteam.com/VA_REFI_FORM.htm</link>
			<guid>http://www.hmcteam.com/VA_REFI_FORM.htm</guid>
			<pubDate>Thu, 12 Nov 2020 20:45:12 +0000</pubDate>
			<description><![CDATA[ 









See if you are eligible for a Low-Rate VA Refinance!






First Name: *



Last Name: *



Email: *



Phone: *



Active or Prior Military Service















		
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			function disable_form(form)
			{... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Google Rate Quote ]]></title>
			<link>http://www.hmcteam.com/RateQuote_G.htm</link>
			<guid>http://www.hmcteam.com/RateQuote_G.htm</guid>
			<pubDate>Tue, 17 Nov 2020 13:13:28 +0000</pubDate>
			<description><![CDATA[ 









GET YOUR FREE CUSTOM RATE QUOTE












Type of Loan:
PurchaseRefinance

Estimated Credit Grade:
Excellent (720+)Good (681 to 719)Average (621 to 680)Fair (600 to 620)Poor (599 --)

*Zip Code: *



*First Name *



*Last Name *



*M... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Mortgage Analysis ]]></title>
			<link>http://www.hmcteam.com/mortgage-analysis.htm</link>
			<guid>http://www.hmcteam.com/mortgage-analysis.htm</guid>
			<pubDate>Tue, 08 Feb 2022 11:41:39 +0000</pubDate>
			<description><![CDATA[ 









Claim Your FreeMortgage Analysis.Fill out the form for a Custom Mortgage Quote!






First Name: *



Last Name: *



Email: *



Phone: *















		
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			function disable_form(form)
			{
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		</item>
		<item>
			<title><![CDATA[ Admin staff ]]></title>
			<link>http://www.hmcteam.com/admin_staff.htm</link>
			<guid>http://www.hmcteam.com/admin_staff.htm</guid>
			<pubDate>Mon, 06 Jun 2022 14:29:22 +0000</pubDate>
			<description><![CDATA[ 
About Us
Desoto Home Mortgage &amp;ndash; Brad Walker is a local mortgage lender that offers residential home financing in Mississippi and Tennessee. We work with top investors in the country to provide the best loan programs and rates. Whether it... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Brad Walker ]]></title>
			<link>http://www.hmcteam.com/brad-walker.htm</link>
			<guid>http://www.hmcteam.com/brad-walker.htm</guid>
			<pubDate>Wed, 08 Feb 2023 18:05:53 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Lori White ]]></title>
			<link>http://www.hmcteam.com/lori-white.htm</link>
			<guid>http://www.hmcteam.com/lori-white.htm</guid>
			<pubDate>Wed, 08 Feb 2023 18:06:13 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Juan Owens ]]></title>
			<link>http://www.hmcteam.com/juan-owens.htm</link>
			<guid>http://www.hmcteam.com/juan-owens.htm</guid>
			<pubDate>Wed, 08 Feb 2023 18:06:31 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Charity Goode ]]></title>
			<link>http://www.hmcteam.com/charity-goode.htm</link>
			<guid>http://www.hmcteam.com/charity-goode.htm</guid>
			<pubDate>Wed, 08 Feb 2023 18:07:27 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Brennan Walker ]]></title>
			<link>http://www.hmcteam.com/brennan-walker.htm</link>
			<guid>http://www.hmcteam.com/brennan-walker.htm</guid>
			<pubDate>Wed, 08 Feb 2023 18:06:48 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Walker, Brad - President/Mortgage Loan Originator]]></title>
			<link>http://www.hmcteam.com/staff/2492</link>
			<guid>http://www.hmcteam.com/staff/2492</guid>
			<pubDate>Fri, 03 Apr 2026 20:30:14 +0000</pubDate>
			<description><![CDATA[ Brad Walker has been in the mortgage industry for almost 30 years, so he knows a thing or two about mortgages. He has owned mortgage companies, managed branches, and everything in between, so he is very knowledgeable about finding the best loan progr... ]]></description>
		</item>
		<item>
			<title><![CDATA[ White, Lori - Mortgage Loan Originator]]></title>
			<link>http://www.hmcteam.com/staff/2493</link>
			<guid>http://www.hmcteam.com/staff/2493</guid>
			<pubDate>Fri, 03 Apr 2026 20:30:14 +0000</pubDate>
			<description><![CDATA[ Lori has been in the Mortgage Industry for 25 years. She works hard to close her clients in record time with the best possible rates and loan programs.
Lori is known for helping those clients that other mortgage companies have turned away. She is ex... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Owens, Juan - Mortgage Loan Originator]]></title>
			<link>http://www.hmcteam.com/staff/2494</link>
			<guid>http://www.hmcteam.com/staff/2494</guid>
			<pubDate>Fri, 03 Apr 2026 20:30:14 +0000</pubDate>
			<description><![CDATA[ When looking for a mortgage professional, you need an individual on whom you can rely. Juan Owens is an industry veteran dedicated to helping you meet your goals while advising you based on his fifteen years of experience in lending.
Juan utilizes a... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Goode, Charity - Mortgage Loan Originator]]></title>
			<link>http://www.hmcteam.com/staff/2495</link>
			<guid>http://www.hmcteam.com/staff/2495</guid>
			<pubDate>Fri, 03 Apr 2026 20:30:14 +0000</pubDate>
			<description><![CDATA[ Charity Goode has been helping borrowers achieve the American Dream for 14 years. She works hard to ensure her clients are taken care of and that the loan process goes as smoothly as possible. After all, this is one of the most significant purchases ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Walker, Brennan - Mortgage Loan Originator]]></title>
			<link>http://www.hmcteam.com/staff/2496</link>
			<guid>http://www.hmcteam.com/staff/2496</guid>
			<pubDate>Fri, 03 Apr 2026 20:30:14 +0000</pubDate>
			<description><![CDATA[ Brennan Walker has been in the mortgage industry since 2019. He grew up in Olive Branch, MS, attending Northpoint Christian School, and graduated from Mississippi State University with a Bachelor of Finance.
Brennan is always available to his client... ]]></description>
		</item>
<br />
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